Job Description
- D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at more information.
- D.R. Horton, Inc.*is currently looking for an _*Underwriter*_ in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
- Essential Duties and Responsibilities*include the following. Other duties may be assigned.
- Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
- Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
- Prioritize RUSHs, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
- Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
- Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
- Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOVs when applicable
- Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
- Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
- Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
- Education and/or Experience*
- High school diploma or general education degree (GED)
- One to two years of experience in the mortgage industry
- Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
- Proficiency with MS Office and email
- Preferred Qualifications*
- Bachelor's degree from four-year college or university preferred
- FHA Direct Endorsement preferred
- Strong written and oral communication skills
- Excellent organizational skills and the ability to meet deadlines
- Ability to accurately and efficiently process and record a large volume of data
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays
- /Build YOUR future with D.R. Horton, Americas Builder. #WeBuildPeople2/*
Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!
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- *Job:** **Underwriting*
- *Organization:** **Mortgage*
- *Title:** *Underwriter*
- *Location:** *TX-Austin*
- *Requisition ID:** *2406317* D.R. Horton
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